*{box-sizing:border-box;scroll-behavior:smooth;max-width:1440px;margin:0 auto;padding:0;font-family:Helvetica Neue,sans-serif}.title-text{letter-spacing:1px;text-align:center;-webkit-text-stroke:2px #fff;color:#27346d;text-shadow:0 3px #8b1724;margin-top:40px;font-size:35px;line-height:40px}@media (min-width:961px){.mobile{display:none!important}}@media (max-width:960px){.desktop{display:none!important}}@keyframes animate{0%{opacity:0}50%{opacity:1;transform:rotate(45deg)translate(10px,10px)}to{opacity:0}}nav .mobile{z-index:10;background:linear-gradient(#fff,#e5e5e5);width:100%;position:fixed;bottom:0;box-shadow:0 -10px 10px #0003}nav .mobile ul{justify-content:space-between;padding:20px;list-style:none;display:flex}nav .mobile ul .btn{color:#888;font-size:25px}nav .mobile ul .active{color:#27346d}nav .desktop{z-index:10;width:100%;padding:20px;display:flex;position:fixed;top:0}nav .desktop .nav-left{margin-left:0}nav .desktop .nav-left a{align-items:center;text-decoration:none;display:inline-flex}nav .desktop .nav-left a .logo img{width:60px;height:auto}nav .desktop .nav-left a p{color:#fff;letter-spacing:1px;padding-left:15px;font-size:20px}nav .desktop .nav-center{justify-content:center;align-items:center;width:50%;margin-right:0;display:inline-flex}nav .desktop .nav-center ul{justify-content:space-between;margin-right:0;padding:0 0 0 20px;list-style:none;display:flex}nav .desktop .nav-center ul li{cursor:pointer;margin:0 10px;font-size:20px}nav .desktop .nav-center ul li:first-child{margin-right:30px}nav .desktop .nav-center ul li a{color:#fff}nav .desktop .nav-center ul li:hover{color:#27346d}nav .dark .nav-left p,nav .dark .nav-center a{color:#27346d!important}footer{background:radial-gradient(at 100% 100%,#00053b,#27346d);width:100%;position:relative;bottom:0;box-shadow:0 -10px 10px #0003}footer .container{padding:20px}footer .container .footer-logo{margin-left:auto;margin-right:auto;display:block}footer .container .footer-phone{color:#fff;letter-spacing:3px;text-align:center;margin:20px auto 0;font-size:40px;font-weight:400;text-decoration:none;display:block}footer .container .footer-email{color:#fff;letter-spacing:1px;text-align:center;margin:20px auto 0;font-size:20px;font-weight:400;text-decoration:none;display:block}footer .container hr{border:1px solid #e5e5e5;margin:20px 0}footer .container .footer-social{display:none}footer .container .footer-location{color:#e5e5e5;text-align:left;margin-top:20px;font-size:15px}footer .container .footer-copyright{color:#e5e5e5;text-align:center;margin-top:20px;font-size:15px}@media (min-width:961px){footer .container{padding:40px}footer .container .footer-top{align-items:flex-start;display:flex}footer .container .footer-top-left{align-items:center;margin-left:0;display:flex}footer .container .footer-top-left .footer-logo{width:100px;height:auto}footer .container .footer-top-left p{text-wrap:wrap;color:#fff;letter-spacing:1px;width:100px;margin-left:10px;font-size:17px}footer .container .footer-top-right{margin-right:0}footer .container .footer-top-right ul{list-style:none}footer .container .footer-top-right ul li a{color:#fff;letter-spacing:1px;font-size:20px;font-weight:700;text-decoration:none}footer .container .footer-middle{margin-top:20px;display:flex}footer .container .footer-middle-left{color:#fff;letter-spacing:1px;margin-left:0;line-height:25px}footer .container .footer-middle-left a{color:#619beb;text-decoration:none}footer .container .footer-middle-left .footer-location{margin-top:20px;font-size:18px}footer .container .footer-middle-right{margin-right:0}footer .container .footer-bottom{text-align:center;color:#fff;margin-top:20px}}footer .disclaimer{color:#999;margin-bottom:70px;padding:20px}footer .disclaimer h3{margin:20px auto 10px}footer .disclaimer a{color:#fff}.btn{text-align:center;color:#000;text-decoration:none}.contact-btn{color:#fff;letter-spacing:3px;background:0 0;border:2px solid #fff;margin:35px auto auto;padding:5px 10px;font-size:25px;font-weight:500;display:block}@media (min-width:961px){.contact-btn{border-width:5px;width:400px;margin-top:100px;padding:10px 20px;font-size:40px}}.hero .overlay{z-index:-1;background:#0003;width:100%;height:300px;position:absolute}.hero-image{z-index:-2;object-fit:cover;object-position:right;width:100%;height:300px;position:absolute}.hero .container{padding:20px}.hero .container img{width:60px;height:auto}.hero .container .hero-text{color:#fff;letter-spacing:2px;width:70%;margin-top:40px;margin-left:0;font-size:25px;font-weight:500}.title .home-title{color:#27346d;letter-spacing:1px;text-align:center;margin-top:50px;font-size:33px;font-weight:600;line-height:35px}.title .mission-text{padding:20px;font-size:20px}.topic{background:radial-gradient(at 100% 100%,#00053b,#27346d);box-shadow:0 -10px 10px #0003}.topic .container{padding:60px 60px 20px}.topic .container .topic-card{margin-bottom:40px}.topic .container .topic-card .image-container{margin-bottom:10px}.topic .container .topic-card .image-container img{border-radius:15px;width:100%;height:auto}.topic .container .topic-card .topic-title{color:#a4905f;letter-spacing:1px;text-align:center;font-size:27px;font-weight:500}.topic .container .topic-card .topic-description{color:#fff;font-size:20px}.contact .container{padding:20px}.contact .container h1{color:#a4905f;font-size:40px}.contact .container .contact-text{color:#27346d;line-height:30px}.contact .container p{color:#27346d;font-size:22px;font-weight:500}.contact .container .contact-form{margin-top:47px}.contact .container .contact-form label{display:none}.contact .container .contact-form input{letter-spacing:1px;border:3px solid #afafaf;width:100%;margin-bottom:20px;padding:10px;font-size:22px}.contact .container .contact-form input::placeholder{color:#afafaf}.contact .container .contact-form .disclaimer{color:#999;font-weight:300}.contact .container .contact-form .disclaimer a{color:#27346d;font-weight:400;text-decoration:none}.contact .container .contact-form .btn-submit{color:#fff;letter-spacing:3px;cursor:pointer;background-color:#8b1724;border:none;width:100%;margin-top:20px;padding:10px;font-size:40px;font-weight:500;display:block}.contact .container .contact-form .btn-submit:disabled,.contact .container .contact-form .btn-submit[disabled]{color:#999;cursor:not-allowed;background-color:#afafaf}@media (min-width:961px){.hero-image,.hero .overlay{height:700px}.hero .container{padding:30px}.hero .container .hero-text{margin-top:170px;font-size:80px}.hero .container .scroll{flex-direction:column;justify-content:center;align-items:center;margin-top:60px;display:flex}.hero .container .scroll span{border-bottom:2px solid #fff;border-right:2px solid #fff;width:20px;height:20px;margin:-10px;animation:2s infinite animate;display:block;transform:rotate(45deg)}.hero .container .scroll span:nth-child(2){animation-delay:-.2s}.hero .container .scroll span:nth-child(3){animation-delay:-.4s}.title{padding-bottom:15px}.title .home-title{letter-spacing:2px;-webkit-text-stroke-width:3px;font-size:100px;line-height:100px}.title .mission-text{font-size:25px}.topic .container{padding:100px}.topic .container .topic-card{align-items:center;margin-bottom:70px;display:flex}.topic .container .topic-card .image-container{margin-bottom:0}.topic .container .topic-card .topic-text{padding-left:80px}.topic .container .topic-card .topic-text .topic-title{font-size:50px}.topic .container .topic-card .topic-text .topic-description{font-size:25px}.topic .container .topic-card:nth-child(2){flex-direction:row-reverse}.topic .container .topic-card:nth-child(2) .topic-text{padding-left:0;padding-right:80px}.topic .container .topic-card:last-child{margin-bottom:0}.contact .container{padding-top:50px}.contact .container h1{text-align:center;font-size:60px}.contact .container p{text-align:center;font-size:25px}.contact .container .disclaimer{text-align:left}.contact .container .contact-form .btn-submit{width:400px;margin:40px auto;font-size:50px}}.about .container{padding:20px}.about .container img{width:60px;height:auto}.about .container .about-title{color:#27346d;text-align:center;margin:20px auto;font-size:40px}.about .container .about-title span{color:#a4905f}.about .container p{font-size:20px;line-height:30px}.about .container h2{margin-top:20px}.about .container .quote{color:#27346d;margin-top:20px;font-style:italic;font-weight:500}@media (min-width:961px){.about .container{padding:40px}.about .container .about-title{margin-top:100px;font-size:75px}}.rating{overflow:hidden}.rating .container{padding:20px}.rating .container img{width:60px;height:auto}.rating .container .rating-title{color:#27346d;text-align:center;margin-top:20px;font-size:40px;line-height:40px}.rating .container .rating-title span{color:#a4905f}.rating .calc-container{background:radial-gradient(at 100% 100%,#00053b,#27346d);padding:20px;box-shadow:0 -10px 10px #0003}.rating .calc-container .calc-info{color:#fff;margin-bottom:40px;font-size:20px}.rating .calc-container .form-wrapper .error{color:red;margin-bottom:10px}.rating .calc-container .form-wrapper .calc-categories{color:#a4905f;margin-bottom:20px;display:flex}.rating .calc-container .form-wrapper .calc-categories .rating-title{flex:1 1 0}.rating .calc-container .form-wrapper .calc-categories .description-title{flex:3 1 0}.rating .calc-container .form-wrapper .calc-categories h2{margin-left:0}.rating .calc-container .form-wrapper .calc-categories h2 span{letter-spacing:1px;font-size:20px;font-weight:300}.rating .calc-container .form-wrapper .marital-input{color:#a4905f;margin:50px auto 30px;display:flex}.rating .calc-container .form-wrapper .marital-input label{color:#fff;padding-left:10px;font-size:25px}.rating .calc-container .form-wrapper form{margin-bottom:20px}.rating .calc-container .form-wrapper form .calc-fields{align-items:flex-start;margin-bottom:20px;display:flex}.rating .calc-container .form-wrapper form .calc-fields input:focus{outline:none}.rating .calc-container .form-wrapper form .calc-fields input[type=number]{color:#fff;text-align:center;background:0 0;border:none;border-bottom:2px solid #619beb;width:30%;margin-left:0;font-size:25px}.rating .calc-container .form-wrapper form .calc-fields input[type=text]{color:#fff;text-align:left;background:0 0;border:none;border-bottom:2px solid #619beb;width:100%;margin-left:10px;padding-left:5px;font-size:25px}.rating .calc-container .form-wrapper form .calc-fields i{color:#8b1724;margin-left:10px;font-size:30px}.rating .calc-container .form-wrapper form .calc-nav{display:flex;justify-content:space-between!important}.rating .calc-container .form-wrapper form .calc-nav button{color:#fff;letter-spacing:2px;cursor:pointer;background:0 0;border:2px solid #fff;padding:5px 15px;font-size:20px}.rating .calc-container .form-wrapper form .calc-nav button:first-child{margin-left:0}.rating .calc-container .form-wrapper form .calc-nav button:last-child{margin-right:0}.rating .calc-container .form-wrapper form button[type=submit]{color:#fff;letter-spacing:3px;cursor:pointer;background:#8b1724;border:none;width:100%;margin-top:30px;margin-bottom:20px;padding:10px;font-size:30px;font-weight:500}.rating .calc-container .form-wrapper .calc-result{background:#fff;width:100vw;margin-left:-20px;padding:30px}.rating .calc-container .form-wrapper .calc-result h2{color:#27346d;text-align:center;font-size:34px}.rating .calc-container .form-wrapper .calc-result h1{color:#a4905f;text-align:center;font-size:100px}.rating .learn{background:#fff;width:100vw;padding:30px}.rating .learn h2{color:#27346d;text-align:center;font-size:34px}.rating .learn .learn-btn{justify-content:center;align-items:center;margin-top:20px;display:flex}.rating .learn .learn-btn a{text-align:center;color:#27346d;border:4px solid #27346d;padding:10px 20px;font-size:25px;font-weight:600;text-decoration:none}.calculator-wizard{color:#fff}.calculator-wizard .step-indicator{margin-bottom:40px}.calculator-wizard .step-indicator .step-progress{justify-content:center;align-items:center;margin-bottom:20px;display:flex}.calculator-wizard .step-indicator .step-progress .step-item{align-items:center;display:flex}.calculator-wizard .step-indicator .step-progress .step-item .step-circle{color:#619beb;border:2px solid #619beb;border-radius:50%;justify-content:center;align-items:center;width:40px;height:40px;font-weight:600;transition:all .3s;display:flex}.calculator-wizard .step-indicator .step-progress .step-item .step-circle.active{color:#27346d;background:#a4905f;border-color:#a4905f}.calculator-wizard .step-indicator .step-progress .step-item .step-circle.completed{color:#fff;background:#8b1724;border-color:#8b1724}.calculator-wizard .step-indicator .step-progress .step-item .step-line{background:#619beb;width:50px;height:2px;margin:0 10px;transition:all .3s}.calculator-wizard .step-indicator .step-progress .step-item .step-line.completed{background:#8b1724}.calculator-wizard .step-indicator .step-labels{text-align:center}.calculator-wizard .step-indicator .step-labels .step-current{color:#a4905f;margin-bottom:5px;font-size:16px;font-weight:600;display:block}.calculator-wizard .step-indicator .step-labels .step-name{color:#fff;font-size:24px;font-weight:400;display:block}.calculator-wizard .error-message{background:#f003;border:1px solid red;border-radius:8px;margin-bottom:20px;padding:15px}.calculator-wizard .error-message p{color:#fcc;margin:0;font-size:16px}.calculator-wizard .wizard-content{min-height:400px;transition:opacity .3s}.calculator-wizard .wizard-content .step-content{animation:.5s fadeIn}.calculator-wizard .wizard-content .step-content .step-title{color:#a4905f;margin-bottom:15px;font-size:32px}.calculator-wizard .wizard-content .step-content .step-description{color:#fff;opacity:.9;margin-bottom:30px;font-size:18px}.calculator-wizard .wizard-content .disabilities-step .calc-categories{color:#a4905f;margin-bottom:20px;display:flex}.calculator-wizard .wizard-content .disabilities-step .calc-categories h3{font-size:18px;font-weight:600}.calculator-wizard .wizard-content .disabilities-step .calc-categories .rating-title{flex:1}.calculator-wizard .wizard-content .disabilities-step .calc-categories .description-title{flex:2;margin-left:15px}.calculator-wizard .wizard-content .disabilities-step .calc-categories .description-title span{font-size:14px;font-weight:300}.calculator-wizard .wizard-content .disabilities-step .disabilities-list{margin-bottom:25px}.calculator-wizard .wizard-content .disabilities-step .disability-card{background:#ffffff0d;border-radius:8px;margin-bottom:15px;padding:15px;transition:all .3s}.calculator-wizard .wizard-content .disabilities-step .disability-card:hover{background:#ffffff14}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields{align-items:flex-end;gap:15px;display:flex}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group{flex-direction:column;display:flex}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group label{color:#a4905f;margin-bottom:8px;font-size:14px;font-weight:500}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group select,.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group input{color:#fff;background:#ffffff1a;border:2px solid #619beb;border-radius:4px;padding:10px;font-size:18px;transition:all .3s}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group select:focus,.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group input:focus{background:#ffffff26;border-color:#a4905f;outline:none}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group select{cursor:pointer;width:120px}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .description-group{flex:1}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .description-group input{width:100%}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .remove-btn{color:#8b1724;cursor:pointer;background:0 0;border:none;padding:10px;font-size:28px;transition:all .3s}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .remove-btn:hover{color:#ff6b6b;transform:scale(1.1)}.calculator-wizard .wizard-content .dependents-step .section-title{color:#a4905f;margin-bottom:10px;font-size:20px}.calculator-wizard .wizard-content .dependents-step .section-note{color:#ffffffb3;margin-bottom:20px;font-size:14px}.calculator-wizard .wizard-content .dependents-step .marital-input{margin-bottom:40px}.calculator-wizard .wizard-content .dependents-step .marital-input .marital-options{flex-wrap:wrap;gap:20px;display:flex}.calculator-wizard .wizard-content .dependents-step .marital-input .marital-options .marital-fieldset{cursor:pointer;background:#ffffff0d;border-radius:8px;align-items:center;gap:10px;padding:15px 25px;transition:all .3s;display:flex}.calculator-wizard .wizard-content .dependents-step .marital-input .marital-options .marital-fieldset:hover{background:#ffffff14}.calculator-wizard .wizard-content .dependents-step .marital-input .marital-options .marital-fieldset input[type=radio]{cursor:pointer;accent-color:#a4905f;width:20px;height:20px}.calculator-wizard .wizard-content .dependents-step .marital-input .marital-options .marital-fieldset label{color:#fff;cursor:pointer;margin:0;font-size:18px}.calculator-wizard .wizard-content .dependents-step .dependents-section{margin-bottom:40px}.calculator-wizard .wizard-content .dependents-step .dependents-section .dependent-inputs{flex-direction:column;gap:20px;display:flex}.calculator-wizard .wizard-content .dependents-step .dependents-section .dependent-inputs .input-group{background:#ffffff0d;border-radius:8px;padding:15px}.calculator-wizard .wizard-content .dependents-step .dependents-section .dependent-inputs .input-group label{color:#fff;flex-direction:column;margin-bottom:10px;font-size:16px;font-weight:500;display:flex}.calculator-wizard .wizard-content .dependents-step .dependents-section .dependent-inputs .input-group label .help-text{color:#fff9;margin-top:5px;font-size:13px;font-weight:400}.calculator-wizard .wizard-content .dependents-step .dependents-section .dependent-inputs .input-group select{color:#fff;cursor:pointer;background:#ffffff1a;border:2px solid #619beb;border-radius:4px;padding:10px;font-size:16px;transition:all .3s}.calculator-wizard .wizard-content .dependents-step .dependents-section .dependent-inputs .input-group select:focus{background:#ffffff26;border-color:#a4905f;outline:none}.calculator-wizard .wizard-content .dependents-step .special-status-section .checkbox-group{flex-direction:column;gap:15px;display:flex}.calculator-wizard .wizard-content .dependents-step .special-status-section .checkbox-group .checkbox-item{background:#ffffff0d;border-radius:8px;align-items:flex-start;gap:12px;padding:15px;transition:all .3s;display:flex}.calculator-wizard .wizard-content .dependents-step .special-status-section .checkbox-group .checkbox-item:hover{background:#ffffff14}.calculator-wizard .wizard-content .dependents-step .special-status-section .checkbox-group .checkbox-item input[type=checkbox]{cursor:pointer;accent-color:#a4905f;width:20px;height:20px;margin-top:3px}.calculator-wizard .wizard-content .dependents-step .special-status-section .checkbox-group .checkbox-item label{cursor:pointer;flex:1;margin:0}.calculator-wizard .wizard-content .dependents-step .special-status-section .checkbox-group .checkbox-item label strong{color:#fff;margin-bottom:5px;font-size:16px;display:block}.calculator-wizard .wizard-content .dependents-step .special-status-section .checkbox-group .checkbox-item label .help-text{color:#fff9;font-size:13px;font-weight:400;display:block}.calculator-wizard .wizard-content .results-step .calc-result{text-align:center;background:#ffffff0d;border-radius:12px;padding:30px}.calculator-wizard .wizard-content .results-step .calc-result .result-rating{margin-bottom:40px}.calculator-wizard .wizard-content .results-step .calc-result .result-rating h3{color:#a4905f;margin-bottom:20px;font-size:22px}.calculator-wizard .wizard-content .results-step .calc-result .result-rating .rating-display{justify-content:center;align-items:baseline;display:flex}.calculator-wizard .wizard-content .results-step .calc-result .result-rating .rating-display .rating-number{color:#fff;font-size:80px;font-weight:700;line-height:1}.calculator-wizard .wizard-content .results-step .calc-result .result-rating .rating-display .rating-percent{color:#a4905f;margin-left:5px;font-size:40px;font-weight:600}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation{margin-bottom:40px}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation h3{color:#a4905f;margin-bottom:20px;font-size:22px}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown{background:#0003;border-radius:8px;margin-bottom:20px;padding:20px}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item{border-bottom:1px solid #ffffff1a;justify-content:space-between;align-items:center;padding:12px 0;display:flex}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item:last-child{border-bottom:none}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item .breakdown-label{color:#ffffffe6;font-size:16px}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item .breakdown-value{color:#fff;font-size:18px;font-weight:600}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item.total{border-top:2px solid #a4905f;margin-top:10px;padding-top:20px}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item.total .breakdown-label{color:#a4905f;font-size:18px;font-weight:600}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item.total .breakdown-value{color:#a4905f;font-size:24px;font-weight:700}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item.annual{padding-top:12px}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item.annual .breakdown-label{color:#8b1724;font-size:16px;font-weight:600}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-item.annual .breakdown-value{color:#8b1724;font-size:20px;font-weight:700}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-breakdown .breakdown-divider{background:#fff3;height:2px;margin:15px 0}.calculator-wizard .wizard-content .results-step .calc-result .result-compensation .compensation-note{color:#ffffffb3;text-align:center;margin-top:15px;font-size:14px;font-style:italic}.calculator-wizard .wizard-content .results-step .calc-result .additional-links{background:#fff;padding:20px}.calculator-wizard .wizard-content .results-step .calc-result .additional-links a{color:#000;font-size:20px;text-decoration:none}.calculator-wizard .wizard-content .results-step .calc-result .result-actions{flex-wrap:wrap;justify-content:center;gap:15px;display:flex}.calculator-wizard .wizard-content .results-step .calc-result .result-actions button,.calculator-wizard .wizard-content .results-step .calc-result .result-actions a{cursor:pointer;border-radius:6px;padding:12px 24px;font-size:16px;text-decoration:none;transition:all .3s}.calculator-wizard .wizard-content .results-step .no-results{text-align:center;color:#ffffffb3;padding:40px;font-size:18px}.calculator-wizard .wizard-navigation{flex-wrap:wrap;justify-content:space-between;gap:15px;margin-top:40px;display:flex}.calculator-wizard .wizard-navigation button{letter-spacing:1px;cursor:pointer;border:none;border-radius:6px;padding:12px 30px;font-size:18px;font-weight:600;transition:all .3s}.calculator-wizard .wizard-navigation button.btn-primary{color:#fff;background:#8b1724}.calculator-wizard .wizard-navigation button.btn-primary:hover{background:#5f1019;transform:translateY(-2px);box-shadow:0 4px 12px #0000004d}.calculator-wizard .wizard-navigation button.btn-secondary{color:#fff;background:0 0;border:2px solid #fff}.calculator-wizard .wizard-navigation button.btn-secondary:hover{background:#ffffff1a}.calculator-wizard .wizard-navigation button.btn-link{color:#a4905f;background:0 0;padding:12px 0;font-size:16px}.calculator-wizard .wizard-navigation button.btn-link:hover{color:#b6a780}.calculator-wizard .wizard-navigation .clear-btn{margin-left:auto}@keyframes fadeIn{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}@media (max-width:768px){.calculator-wizard .step-indicator{margin-bottom:20px}.calculator-wizard .step-indicator .step-progress .step-item .step-circle{width:35px;height:35px;font-size:14px}.calculator-wizard .step-indicator .step-progress .step-item .step-line{width:30px}.calculator-wizard .step-indicator .step-labels .step-current{font-size:13px}.calculator-wizard .step-indicator .step-labels .step-name{font-size:15px}.calculator-wizard .wizard-content .step-title{font-size:24px}.calculator-wizard .wizard-content .step-description{font-size:14px}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields{flex-direction:column;gap:15px}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group,.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group select,.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group input{width:100%}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .remove-btn{align-self:flex-end}.calculator-wizard .wizard-content .disabilities-step .btn-another{background:#fff;width:100%;padding:10px;font-size:20px}.calculator-wizard .wizard-content .dependents-step .marital-options{flex-direction:column;gap:10px}.calculator-wizard .wizard-content .dependents-step .dependent-inputs{gap:20px}.calculator-wizard .wizard-content .dependents-step .dependent-inputs .input-group select{width:100%}.calculator-wizard .wizard-content .results-step .rating-display .rating-number{font-size:60px}.calculator-wizard .wizard-content .results-step .rating-display .rating-percent{font-size:32px}.calculator-wizard .wizard-content .results-step .result-actions{flex-direction:column;gap:10px}.calculator-wizard .wizard-content .results-step .result-actions button{width:100%}.calculator-wizard .wizard-navigation{flex-direction:column-reverse;gap:10px}.calculator-wizard .wizard-navigation button{width:100%}.help-tooltip .tooltip-popup{max-width:90vw;left:50%;right:auto;transform:translate(-50%)}.info-modal .modal-content{width:95%;max-width:95%;max-height:85vh;padding:20px}.info-modal .modal-content .modal-header h3{font-size:20px}.info-modal .modal-content .modal-body{font-size:14px}}@media (min-width:769px) and (max-width:960px){.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group select,.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group input{width:100%}}@media (min-width:961px){.calculator-wizard .step-indicator .step-progress .step-item .step-line{width:80px}.calculator-wizard .wizard-content .disabilities-step .disability-card .calc-fields .input-group select{width:140px}}.help-tooltip{display:inline-block;position:relative}.help-tooltip .help-icon{color:#a4905f;cursor:pointer;background:0 0;border:none;padding:5px;font-size:24px;transition:all .3s}.help-tooltip .help-icon:hover{color:#b6a780;transform:scale(1.1)}.help-tooltip .tooltip-popup{z-index:1000;background:#000000f2;border:2px solid #a4905f;border-radius:8px;min-width:280px;max-width:320px;padding:15px;animation:.3s fadeIn;position:absolute;top:35px;right:0;box-shadow:0 4px 12px #00000080}.help-tooltip .tooltip-popup .tooltip-header{justify-content:space-between;align-items:center;margin-bottom:10px;display:flex}.help-tooltip .tooltip-popup .tooltip-header h4{color:#a4905f;margin:0;font-size:16px}.help-tooltip .tooltip-popup .tooltip-header .close-btn{color:#ffffffb3;cursor:pointer;background:0 0;border:none;padding:0;font-size:20px}.help-tooltip .tooltip-popup .tooltip-header .close-btn:hover{color:#fff}.help-tooltip .tooltip-popup .tooltip-content{color:#fff;font-size:14px;line-height:1.5}.help-tooltip .tooltip-popup .tooltip-content p{margin-bottom:10px}.help-tooltip .tooltip-popup .tooltip-content p:last-child{margin-bottom:0}.help-tooltip .tooltip-popup .tooltip-content .learn-more-btn{color:#27346d;cursor:pointer;background:#a4905f;border:none;border-radius:4px;width:100%;margin-top:10px;padding:8px 16px;font-size:13px;font-weight:600;transition:all .3s}.help-tooltip .tooltip-popup .tooltip-content .learn-more-btn:hover{background:#b6a780}.modal-overlay{z-index:2000;background:#000c;justify-content:center;align-items:center;padding:20px;animation:.3s fadeIn;display:flex;position:fixed;inset:0}.modal-overlay .modal-content{background:linear-gradient(135deg,#1a1f3a,#2d3a5f);border:2px solid #a4905f;border-radius:12px;width:100%;max-width:600px;max-height:90vh;animation:.3s slideUp;overflow-y:auto;box-shadow:0 8px 24px #00000080}.modal-overlay .modal-content .modal-header{border-bottom:2px solid #ffffff1a;justify-content:space-between;align-items:center;padding:20px;display:flex}.modal-overlay .modal-content .modal-header h3{color:#a4905f;margin:0;font-size:24px}.modal-overlay .modal-content .modal-header .modal-close{color:#ffffffb3;cursor:pointer;background:0 0;border:none;padding:0;font-size:28px;transition:all .3s}.modal-overlay .modal-content .modal-header .modal-close:hover{color:#fff;transform:rotate(90deg)}.modal-overlay .modal-content .modal-body{color:#fff;padding:20px}.modal-overlay .modal-content .modal-body .educational-content h4{color:#a4905f;margin-top:20px;margin-bottom:10px;font-size:20px}.modal-overlay .modal-content .modal-body .educational-content h4:first-child{margin-top:0}.modal-overlay .modal-content .modal-body .educational-content h5{color:#8b1724;margin-top:15px;margin-bottom:8px;font-size:16px}.modal-overlay .modal-content .modal-body .educational-content p{color:#ffffffe6;margin-bottom:12px;font-size:15px;line-height:1.6}.modal-overlay .modal-content .modal-body .educational-content ul,.modal-overlay .modal-content .modal-body .educational-content ol{margin:10px 0;padding-left:25px}.modal-overlay .modal-content .modal-body .educational-content ul li,.modal-overlay .modal-content .modal-body .educational-content ol li{margin-bottom:8px;line-height:1.5}.modal-overlay .modal-content .modal-body .educational-content .example-box{background:#0000004d;border-left:4px solid #8b1724;border-radius:4px;margin:15px 0;padding:15px}.modal-overlay .modal-content .modal-body .educational-content .example-box h5{margin-top:0}.modal-overlay .modal-content .modal-body .educational-content .note{color:#ffd699;background:#ffc8641a;border:1px solid #ffc8644d;border-radius:6px;margin:15px 0;padding:12px;font-size:14px}@keyframes slideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.step-header{justify-content:space-between;align-items:flex-start;gap:15px;margin-bottom:30px;display:flex}.section-header{justify-content:space-between;align-items:flex-start;gap:15px;margin-bottom:20px;display:flex}.methodology-section{margin-top:30px;margin-bottom:20px}.methodology-section .methodology-content{background:#0003;border-radius:8px;margin-top:15px;padding:20px;animation:.3s fadeIn}.methodology-section .methodology-content h4{color:#a4905f;margin-top:0;margin-bottom:20px;font-size:20px}.methodology-section .methodology-content .calc-explanation{border-bottom:1px solid #ffffff1a;margin-bottom:20px;padding-bottom:20px}.methodology-section .methodology-content .calc-explanation:last-of-type{border-bottom:none;padding-bottom:0}.methodology-section .methodology-content .calc-explanation h5{color:#8b1724;margin-top:0;margin-bottom:10px;font-size:16px}.methodology-section .methodology-content .calc-explanation p{color:#ffffffe6;margin-bottom:8px;font-size:15px;line-height:1.6}.methodology-section .methodology-content .calc-explanation p.detail{color:#ffffffb3;font-size:14px;font-style:italic}.methodology-section .methodology-content .calc-explanation.total-explanation{background:#ffffff0d;border:none;border-radius:6px;padding:15px}.methodology-section .methodology-content .disclaimer{background:#ffc8641a;border:1px solid #ffc8644d;border-radius:6px;margin-top:20px;padding:15px}.methodology-section .methodology-content .disclaimer p{color:#ffd699;margin-bottom:10px;font-size:14px}.methodology-section .methodology-content .disclaimer ul{margin:10px 0 0 20px}.methodology-section .methodology-content .disclaimer ul li{color:#fffc;margin-bottom:5px;font-size:13px}@media (min-width:961px){.rating .calc-container{box-shadow:none;max-width:500px;margin-top:30px;padding-bottom:30px}.rating .calc-container .calc-result{max-width:500px}.rating .container .rating-title{margin-top:100px;font-size:75px}.help-tooltip .tooltip-popup{min-width:320px;max-width:400px}}.visually-hidden{clip:rect(0,0,0,0);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}fieldset{border:none;margin:0;padding:0}fieldset legend{padding:0}:focus-visible{outline-offset:2px;border-radius:4px;outline:2px solid #a4905f}.skip-to-main{color:#fff;z-index:100;background:#8b1724;padding:8px 16px;text-decoration:none;position:absolute;top:-40px;left:0}.skip-to-main:focus{top:0}.description-input-wrapper{flex-direction:column;gap:8px;width:100%;display:flex}.description-input-wrapper input{flex:1}.description-input-wrapper .body-diagram-trigger-btn{color:#fff;cursor:pointer;white-space:nowrap;background:linear-gradient(135deg,#667eea 0%,#764ba2 100%);border:none;border-radius:6px;padding:8px 16px;font-size:14px;font-weight:500;transition:all .3s}.description-input-wrapper .body-diagram-trigger-btn:hover{transform:translateY(-2px);box-shadow:0 4px 12px #667eea66}.description-input-wrapper .body-diagram-trigger-btn:active{transform:translateY(0)}@media (min-width:768px){.description-input-wrapper{flex-direction:row;align-items:center}.description-input-wrapper .body-diagram-trigger-btn{flex-shrink:0;margin-left:8px}}.body-diagram-modal-content{flex-direction:column;gap:24px;padding:16px 0;display:flex}.body-diagram-section{justify-content:center;align-items:center;display:flex}.body-diagram-container{flex-direction:column;align-items:center;gap:16px;max-width:400px;margin:0 auto;display:flex}.body-diagram-wrapper{background:linear-gradient(135deg,#f5f7fa 0%,#c3cfe2 100%);border-radius:16px;width:100%;max-width:280px;padding:24px;position:relative;box-shadow:0 8px 24px #0000001a}.body-diagram-svg{width:100%;height:auto;display:block}.body-diagram-svg .body-part{fill:#4a5568;stroke:#2d3748;stroke-width:1px;cursor:pointer;opacity:.7;transition:all .3s}.body-diagram-svg .body-part:hover,.body-diagram-svg .body-part.hovered{fill:#667eea;stroke:#764ba2;stroke-width:2px;opacity:1;filter:drop-shadow(0 0 8px #667eea99)}.body-diagram-svg .body-part:active{fill:#5a67d8}.body-part-tooltip{color:#fff;white-space:nowrap;pointer-events:none;background:#2d3748f2;border-radius:8px;padding:8px 16px;font-size:14px;font-weight:500;position:absolute;bottom:-40px;left:50%;transform:translate(-50%);box-shadow:0 4px 12px #0003}.body-part-tooltip:before{content:"";border-bottom:6px solid #2d3748f2;border-left:6px solid #0000;border-right:6px solid #0000;width:0;height:0;position:absolute;top:-6px;left:50%;transform:translate(-50%)}.body-diagram-legend{text-align:center;color:#4a5568}.body-diagram-legend .legend-title{margin-bottom:4px;font-size:14px;font-weight:600}.body-diagram-legend .legend-subtitle{color:#718096;font-size:12px}.conditions-list-section{background:#f7fafc;border:2px solid #e2e8f0;border-radius:12px;padding:20px}.conditions-list-section .conditions-heading{color:#2d3748;margin-bottom:16px;font-size:18px}.conditions-list-section .conditions-heading strong{color:#667eea}.conditions-list-section .conditions-grid{grid-template-columns:1fr;gap:10px;margin-bottom:12px;display:grid}@media (min-width:500px){.conditions-list-section .conditions-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:768px){.conditions-list-section .conditions-grid{grid-template-columns:repeat(3,1fr)}}.conditions-list-section .condition-option-btn{color:#2d3748;text-align:left;cursor:pointer;background:#fff;border:2px solid #e2e8f0;border-radius:8px;padding:12px 16px;font-size:14px;transition:all .2s}.conditions-list-section .condition-option-btn:hover{color:#fff;background:linear-gradient(135deg,#667eea 0%,#764ba2 100%);border-color:#667eea;transform:translateY(-2px);box-shadow:0 4px 12px #667eea4d}.conditions-list-section .condition-option-btn:active{transform:translateY(0)}.conditions-list-section .conditions-note{color:#718096;text-align:center;font-size:12px;font-style:italic}.no-selection-message{text-align:center;color:#718096;padding:40px 20px}.no-selection-message p{margin:0;font-size:16px}@media (max-width:768px){.body-diagram-modal-content{padding:8px 0}.body-diagram-wrapper{max-width:240px;padding:16px}.conditions-list-section .conditions-grid{grid-template-columns:1fr}.conditions-list-section .condition-option-btn{padding:10px 12px;font-size:13px}}